Texas is a fault state when it comes to car accidents; insurance is required to drive the roads in Texas. Someone is responsible and that person (or his/her insurance) must pay for the damage. But just because someone is at fault doesn’t mean that he/she or his/her insurance will pay! In fact, they will do the exact opposite. They’ll fight to NOT pay, regardless of the law or ethics.
You may not have given it any consideration, but it has probably been at the back of your mind that if you are involved in no fault car accidents you should be able to get compensation. Either from the other driver, or in most cases his/her insurance company.
The law says that in no fault car accidents, the injured should receive compensation, and that is how it should be. You could suffer life-changing injuries through no fault of your own, and those cannot be changed. But at the very least you deserve money to compensate you and help you to live your life in the best way that you can. That is only fair.
This Is Where The Catch Begins
But this is where the catch begins. There is not a single insurance company in the world that likes to pay out compensation. In fact, the precise opposite is true. They hate paying out because every dollar that they pay comes off their bottom line. It reduces their profit. It’s basic math.
The result is that insurance companies will always do everything that they can in order to pay out as little as possible, and preferably nothing at all. They will hire the best accident attorneys in Brownsville that money can buy. They will fight tooth and nail not to pay your claim, to the fullest extent of the law. This may never have occurred to you, and may never do, until you are injured in one of the many no fault car accidents in Cameron County or a city like Brownsville, Weslaco, or Harlingen. But the fact is that they spend a small fortune on very expensive lawyers who will do everything possible to reduce your claim.
From their point of view, it makes sense. If they spend $5 million on lawyers in a year and it saves them, say, $8 million, it’s a good deal!
This is the exact reason that, if you are injured in a car accident – or any accident, actually – that was not your fault, you need a specialist lawyer to act on your side against the insurance company lawyers. This is what we do at Villarreal Law Firm. We act for people who have been injured in no fault accidents and take on the lawyers acting for the insurance companies.
And we are very good at it. We have recovered over $500 million on behalf of our clients in the last few years, and we can do exactly the same for you!