Injured? Accident or Wreck? Learn More:

• Got questions? Call us at 956-300-0000 or contact us.
  • This page is NOT an official Allstate Page.
• We are a PERSONAL INJURY LAW FIRM helping accident victims to recover what they deserve.
  • This page is NOT legal advice. We strongly recommend you consult an accident lawyer who may be able to help with Allstate Claims after an injury!

How to file a car accident claim with Allstate Insurance Agents in Texas

The first question after being in a car or motorcycle accident in the Rio Grande Valley is how do you file an accident claim?  If the insurance claim is with Allstate, they make it easy for their customers to file and track a claim.  However, tracking a claim and receiving fair compensation do not always coincide.  Working directly with the insurance adjuster means allowing them to walk you through the process with the best outcome for the company.  That could mean a claimant walks away with less compensation than they deserve.

The best way to handle a car accident claim with Allstate may be to speak to a personal injury attorney first.  Javier Villarreal’s legal team will walk you through the legal process with your needs as the priority.

Working directly with an Allstate Agent in Texas vs. Personal Injury Attorney

What are the differences between these two approaches?  As stated above, the Javier Villarreal firm puts your needs first, including respecting your time.  After an auto accident in Cameron County, those involved need time to recover.  It isn’t easy to relax and renew when the obligations of paperwork and deadlines rest on your shoulders.  Filing an auto claim without legal support and working directly with Allstate Insurance means you are required to collect the following:

 

• • A copy of the police report.

• • Photos of vehicle damage.

• • Names of the officers who responded.

• • Insurance information is required for every car, truck, and motorcycle involved.

• • Contact information for all those involved in the accident.

However, if you contact a personal injury attorney, all that work will be managed for you.  Allowing legal experts to handle the paperwork means less stress and more time to manage your family’s needs.

5 Tips When Making a Claim Against Allstate Insurance

 

1. 1. Don’t sign anything. To settle quickly, an insurance company may offer a sum and ask you to sign a release form. Don’t do this. Once signed, you have agreed not to file other injury claims from this accident. Unknown long-term injuries can impact work and quality of life, creating more financial burdens in the future.

1. 1. Claims adjustors are not your friends. Allstate prides itself on excellent customer service.  They are friendly, responsive, and informative.  That’s their job, to make you feel taken care of.  It’s easy to feel like they are your friends too, but this would be a mistake.  It’s just business.  The business of any insurance company is to make sure their claims are paid quickly and at a minimum cost to them.

1. 1. Never accept fault. It’s best not to speak directly to an insurance claims adjustor, but if you do, never take the blame for an accident. Texas is an “at-fault insurance state,” meaning the person legally responsible for the accident pays for the damages. Only a lawyer can review all the evidence and help decide where the fault lies.

1. 1. Your insurance policy limit isn’t the end of the story. Your policy has a coverage limit, but it isn’t the only source for compensation. Remember, you can receive compensation from every insurance carrier involved in the accident. This means you might be able to file a claim with Allstate even if they aren’t your insurance company.

1. 1. Consider the reimbursement or repairs to your vehicle. Was your car wrecked in the accident?  Do you need a rental car to get to work or for other obligations?  Going to your car insurer is one of many options.  Your attorney can file a third-party insurance claim.  As discussed, the “at-fault driver” is responsible for helping pay for repairs to your vehicle and transportation costs during those repairs.  They are also responsible for medical expenses.  Allstate provides information on third-party insurance claims.

Address Long-Term Medical Impacts of a Car Crash Early

The best advice we can offer about managing injuries from a car accident is don’t be a hero.  Many people underplay their pain and put on a brave face, telling family and friends they are “fine.” Then, months or even years later, the impact of that whiplash or broken bone comes back in the form of long-term pain and mobility problems.

Lingering injuries from a car accident can include numbness, stiffness, or weakness in the arms and legs.  Untreated injuries can make it harder to function normally as you age.

The Texas statute of limitations for suing for injuries after an accident is two years from the date of the accident. The best time to deal with every injury is right after the accident. We’ve seen the long-term positive impact of fighting for robust medical compensation after a car crash.

Medical reimbursements from an insurance carrier like Allstate can include doctor visits, hospital stays, EMT and ambulance costs, surgery, prostheses, and X-rays. Professional nursing care can also be covered. An attorney is aware of the strategies used by an insurer to minimize a medical claim. Speak to our legal team, and we’ll fight for the best outcome!

To learn more about Allstate insurance and medical compensation:

https://www.allstate.com/auto-insurance/medical-payments-coverage

About Allstate Insurance in Texas

Allstate is an insurance company servicing South Texas. This post helps you find resources to make a claim but should not be construed as “legal advice.” Your best course of action is to contact a personal injury lawyer serving the Rio Grande Valley for a free consultation on your Allstate insurance claim if there is an injury.

Allstate was founded in 1931 as part of Sears, which was spun off in 1993 and then became completely independent in 1995.  Allstate is a large company with 2018 revenues of over $39.8 billion, and it has a long-running slogan, “Are you in good hands?” (Source: https://en.wikipedia.org/wiki/Allstate).

As you read this post on resources to help you file a claim with Allstate, please realize that this is an independent analysis.  As a top-rated accident lawyer in Brownsville, we recommend you reach out for a free consultation, as only a trained and licensed attorney can give you legal advice.  Allstate, like all major insurance companies, is motivated to pay the absolute minimum in claims, especially after an injury accident.  Due to this conflict of interest, you are encouraged to maximize your claim value with the support of a top personal injury attorney serving Brownsville, Harlingen, McAllen and other cities around the Rio Grande Valley.

Allstate Insurance Resources and Data

• The editorial team at J.D. Power gave Allstate Insurance Review an 8.8 out of 10.0 rating, making it the 14th best car insurance company overall (https://www.marketwatch.com/guides/insurance-services/allstate-auto-insurance-review/)
• Auto Insurance Quotes: https://www.allstate.com/auto-insurance
• Motorcycle Insurance Page: https://www.allstate.com/motorcycle-insuranceAllstate Insurance Social Responsibility Report for Texas: https://www.allstate.com/resources/allstate/attachments/corporate-responsibility/2004_csr_texas.pdf