Dairyland Texas Claims: Tips and Resources on Making an Accident Claim to Dairyland Insurance

 Injured? Accident or Wreck? Learn More:

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    • This page is NOT legal advice. We strongly recommend you consult an accident lawyer who may be able to help with Dairlyand Insurance Claims after an injury!

Dairlyand Insurance Texas Claims Handling After a Car Crash in Texas 


When a Texas Dairlyand Insurance Insurance Agent is ready to help with your accident claim, what are the first things to consider?

  1. Don’t sign anything. Once you’ve accepted an amount and signed a document, Dairlyand Insurance is off the hook for covering any more claims for that accident. The sum they offer may sound good, but speak to an attorney first; we usually find there’s more they should cover.Motorcycle Insurance Claim
  2. Don’t agree to a recorded statement. It will not benefit you or your claim to agree to a recorded discussion. Even if the claims adjustor insists, you are not legally obligated to speak on the record about your accident, injuries, or anything else about the car crash.
  3. Never accept fault. We advise you not to speak to an insurance claims adjustor, but if you do, never accept blame for an accident. Texas is an “at-fault insurance state,” meaning the person legally responsible for the accident pays for the damages. Our legal team can dig deep into the accident and find where the fault lies. Most of the time, it’s not leveled at just one person.
  4. That Dairlyand Insurance claims adjustor may be friendly, but they are not your friend. Good customer service is essential for any business, but that friendly and “supportive” insurance adjustor represents a large company. They want the claim settled cheaply and quickly! And if they can deny your claim, even better!
  5. The other parties may owe you compensation, too. Your Dairlyand Insurance insurance policy can help cover the damages after a car wreck, but the other drivers might be responsible, too. If it’s another driver with Dairlyand Insurance or a trucking or parcel service, you’ll need a lawyer to help juggle the work and negotiate to fight for total compensation.


Insurance companies will not willingly take on a customer with a bad driving record as they are a higher risk to insure. Texas residents with a prior history of DUI/DWI convictions, collisions, and traffic violations may be the wrong choice for an insurer providing auto coverage. But there is redemption. A Texas resident with a previous drunk driving record may be sober going on several years now. Or a Texan who was a reckless driver as a teenager has matured and follows all the road rules. 

People who have “turned over a new leaf” may want insurance coverage like anyone else, and that’s where Dairyland Insurance can help (www.dairylandinsurance.com). The company offers insurance plans to Texas drivers with a greater-than-average risk. This includes lapsed insurance payments, filing claims, and past involvement in a car wreck. 

Dairyland is considered a nonstandard insurer, meaning it covers drivers who are considered financially risky to insure at standard rates. 

What is the cost of a high-risk auto insurance plan with Dairyland?

The average cost for Dairyland auto insurance is around $2,105 annually. However, the price may vary depending on individual factors, including age, driving history, location, and vehicle type. Although the insurance company will cover risky drivers, a higher premium, around $3,000 or more, may be involved. 

Dairyland will also provide high-risk customers with a free SR-22, also known as a Certificate of Financial Responsibility. This proves a driver has the minimum required amount of car insurance in their state. SR-22 designations are typically given to those with DUI convictions, uninsured motorists, and those with a reinstated license after suspension. 

An SR-22 is not insurance; it is only a document verifying insurance coverage. An insurance plan requiring an SR-22 can cost more per year than typical coverage. This helps at-risk drivers meet their legal obligation to get back on the road. 

Although Dairyland Insurance is willing to take a chance on impaired drivers, their risk should be something other than the public’s. Anyone who ends up in a car crash around the Rio Grande Valley with a driver insured by Dairyland should seek immediate support from a Brownsville Attorney (https://jvlawfirm.net/practice-areas/auto-accidents/)

Before opening a claim with Dairyland, speak to an attorney first

In 2022, the National Safety Council (https://injuryfacts.nsc.org/motor-vehicle/road-users/motorcycles/data-details/) ranked Texas #3 in motorcycle deaths. The National Highway Traffic Safety Administration reported that motorcycles are twenty-eight times more likely to be in an accident than other vehicles. In Texas, one in 100 people in cars experiences a fatal injury compared to one in 16 motorcyclists. 

The Texas Department of Transportation (TxDOT) reports that 9,094 Texas motorcycle drivers were involved in accidents on Texas highways, with 562 fatalities. This happened within one year. 

It’s clear that motorcycle drivers are at higher risk for highway accidents. A local in the Rio Grande Valley who’s been in a crash with a high-risk driver must speak to an attorney (https://jvlawfirm.net/practice-areas/motorcycle-accident/) before contacting a claims adjustor. 

A Dairyland claims adjustor may have a customer service title, but the “customer” is the company, and their job is to settle quickly and cheaply. Even if they represent a high-risk driver, there will be an incentive to cut corners and low-ball an insurance claim. That’s just the nature of the business. To ensure you are fully compensated for injuries after a crash with a motorcycle, it’s wise to speak to an accident lawyer first.

Dairyland Insurance Celebrates Motorcycle Culture

The company prides itself on covering four-wheel and two-wheel vehicles. The insurance company began covering motorcycle riders in 1966 and is engaged in the riding culture. For instance, on the second Friday of every July, Dairyland supports National Motorcycle Day (https://www.dairylandinsurance.com/resources/national-motorcycle-day). This day celebrates the biker culture and their charitable works to the community. The insurance company supports motorcycle-based charities such as:

• Ride for Kids: Helps raise money to fight pediatric brain cancer. 

• Bikers Against Child Abuse: The organization exists to protect and support children recovering from abuse.

• Hogs for Heroes: Supporting Veterans who get mental health benefits from the motorcycle lifestyle. 

• Rolling Thunder National (https://www.rollingthunder1.com/) is an advocacy group that supports war vets, active duty personnel, prisoners of war, and missing personnel from past wars.

• Motorcycle Relief Project (https://www.motorelief.org/ ): This project helps veterans and first responders recover from PTSD by taking them on motorcycle adventure relief rides. 

The insurance company provides coverage for motorcycles, ATVs/UTVs, snowmobiles, dirt bikes, scooters, and mopeds. 

What’s important to know after being in a car crash with a Dairyland Insured driver?

Car accidents in Texas can happen for many reasons. Sometimes, it may not be directly attributed to either driver. But typically, one of the drivers made an error. If you’ve been in a car accident with a Dairyland Insured driver, they might also be an at-risk driver. The company has accepted responsibility for covering the costs of the accident. The best way to approach this situation is to contact a Brownsville auto accident lawyer first (https://jvlawfirm.net/practice-areas/auto-accidents/). We respect Dairylands’ commitment to giving so-called bad drivers a second chance, but we will fight for you. And that means holding the insurance adjustor accountable for providing a full and fair settlement for your damages. 

Dairyland Insurance Links for Texas Residents

Motorcycle Insurance Page: https://www.dairylandinsurance.com/motorcycle

Marketwatch Dairyland Reviews: https://www.marketwatch.com/guides/insurance-services/dairyland-insurance-reviews/

To add the Dairyland Insurance App to an iPhone: https://apps.apple.com/us/app/dairyland/id1097543360.

Bankrate Dairyland Auto Insurance Review page 2024: https://www.bankrate.com/insurance/reviews/dairyland/


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