Injured? Accident or Wreck? Learn More:

• Got questions? Call us at 956-300-0000 or contact us.
  • This page is NOT an official Nationwide Insurance Page.
• We are a PERSONAL INJURY LAW FIRM helping accident victims to recover what they deserve.
  • This page is NOT legal advice. We strongly recommend you consult an accident lawyer who may be able to help with Nationwide Insurance Claims after an injury!

Is Nationwide Really on Your Side When You Are Ready to File a Claim After a Car Accident in the Rio Grande Valley?

Insurance companies are commonly rated on how they manage their auto insurance claims.  Wallet Hub notes Nationwide rating as “decent” for paying claims compared to other insurance companies (https://wallethub.com/edu/ci/nationwide-car-insurance-review/62589).  The number of customer complaints is comparable to that of auto insurance companies.  But these are general types of responses to customer service.  You need an individual response when you’ve been in a car wreck.

Whether you are a Nationwide policyholder or need to file a claim with the other driver, doing it alone can be a mistake.  The claims adjustor is not there to hold your hand and meet your expectations on the settlement.  They are looking at the policy and will consider where to cut corners to minimize the claim.  And if you aren’t their policyholder, they might argue and outright deny the claim with little interest in discussing details.

This is why it’s important to speak to a top attorney in Brownsville. Our legal team is always on your side. We review the accident and ensure you are not dismissed or disrespected regarding your personal injury claim.

Let’s Compare Directly Speaking to Nationwide vs. an Attorney for Compensation

We are not here to disparage the insurance company.  They are one of the leading insurance providers in the USA.  But like every insurance business, Nationwide is looking at its bottom line and prefers to see revenue instead of financial losses. Without an attorney, an insurance adjustor can pick away at each expense and find opportunities to minimize their claim settlement.  Here are a few examples:

Denying reimbursement for car damage. Even something as simple as a windshield replacement can be rejected if the adjustor says it isn’t clearly stated in the policy. Our JV Law team will ensure there are few arguments over simple fixes like this.

Poor communication and unresponsive return calls. If you’ve been in a car crash with a Nationwide policyholder, the damages and expenses can be immediate. Your car could be towed to the auto shop, and you and your loved ones may require immediate medical care. The bills will come fast, and there’s no time to wait until the insurance adjustor has “time” to call back. We make it clear your needs are a priority, and they respond to us!

Putting a low value on your wrecked car when it needs replacement.  This is very common.  If the claims associate can get you to settle for less than your car is worth, they will do it.  It’s imperative the cost of a replacement car is equal to what you lost in the accident.

When You Need Collision Repair, How Does Nationwide Rate?

Low-balling or refusing collision repair can be a common tactic for insurance companies. According to Crash Network (https://www.crashnetwork.com/irc/), the collision repair services for Nationwide received a “C” grade.  This grade can reflect whether the claims adjustor approves car repairs and/or fights to ensure the least expensive option for replacement parts.

Nationwide Programs and Affordable Insurance Can Benefit Drivers

Nationwide provides various packages and incentives for affordable car insurance coverage.  Some examples include;

Pay-Per-Mile Car Insurance: The SmartMiles program can save money for Texas residents who don’t drive regularly.  It’s a membership that can award up to 10% off at the next policy renewal.

Diminishing Deductible Options: Every year, if a driver is not in an accident, their deductible can decrease.  Safe driving over the years can equal less to pay out after a car crash.

Gap Insurance Add-On: Nationwide provides insurance that bridges the divide between the actual cash value of a car and how much is owed on it. This may benefit those looking to buy a new vehicle after an accident.

Discounts for Affordable Insurance: The Company provides a listing of insurance discounts that include bundling and good driving behavior.  A few discount programs include; good student, anti-theft, defensive driving, multi-policy and paperless.

A smart Texas resident can take advantage of as many discounts as Nationwide offers. After a car wreck, it’s our job to review your policy and ensure that you use every discount benefit to your advantage!

Here is a link for details about the insurance discounts: https://www.nationwide.com/personal/insurance/auto/discounts/

After an Accident, Does it Matter if You are a Long-Term Policyholder with Nationwide?

The short answer is “not really.” their job is to minimize insurance claim costs.  As a valued long-time customer, you may be spoken to with respect, but that doesn’t mean the adjustor will settle your claim fairly.  Consumer Affairs.com (https://www.consumeraffairs.com/insurance/nationwide_auto.html) Shares ratings and customer experiences about Nationwide claims.  Some claimants complain about waiting over a year to receive a check.  Others note they were listed as the “at-fault driver” when they were not.

Speaking to an insurance adjustor directly can result in misunderstandings and delayed payments. Javier Villarreal (https://jvlawfirm.net/practice-areas/accident-attorneys/) and his legal team deal with these issues directly. We talk to the adjustor and make sure you, as a policyholder, are given the respect you deserve and a fair settlement.

More Facts about Nationwide Insurance Company

The National Association of Insurance Commissioners (NAIC) notes Nationwide wrote over $5.5 billion in premiums in 2022 and owns 1.99% of the overall market share.

US News ranked Nationwide #4 among the top car insurance companies.  This is after surveying 10,000 policyholders across the United States. (https://www.usnews.com/360-reviews/insurance/auto/top?)

In 2009, Nationwide was the first prominent insurer to launch an app for iPhone users to begin their claims process.

The infamous Jingle “The Man from Nationwide is on Your Side” was launched in 1965.  It was composed by Steve Karmen, a famous jingle writer of that era.

To review the Nationwide Auto Insurance Page: https://www.nationwide.com/lc/resources/auto-insurance/.