Most South Texas residents, especially young drivers, think that the most expensive part of running a car is the gas. Well, it could be. It depends upon how far you drive. But in very many instances it is not the cost of the gas, but the cost of the insurance! Yes, over the life of a car the cost of the insurance can exceed the cost of the car! Scary, huh?
And the reason that the cost of the insurance is so high is because of something else: car accidents! Car accidents happen more often than you might think, even here in Brownsville. There are a lot of vehicles on the road in the US. Here are some statistics: registered vehicles on the road in the US in 2016 – 264.0 million. Registered vehicles on the road in the second quarter of 2022 – 284.5 million! That’s an increase approaching 10% in the space of just over five years! Is it any wonder that there are more car accidents?
This is why insurance premiums are going up and up. OK, insurance companies do have to keep an eye on what their competitors are doing and not go over the top with their premiums, but with that said, when they are all putting their prices up, there is not much that you can do about it. If you want to drive a car – or any other vehicle for that matter, other than a bike – then you have to have it covered with insurance.
All of which makes it so frustrating if you are involved in an accident in South Texas which was not your fault and have to claim off the insurance of the other driver. The first thing that you have to do is to hope that his or her insurance is sufficient to cover the damage to your vehicle and also any injuries that you may have suffered. It may not be. If you have suffered life-changing injuries, the compensation that you are due could run into the hundreds of thousands.
But you also have to deal with the battle that you have just got into with the insurance company. Yes, you have a fight on your hands, because insurance companies do not like to pay out. We would go a step further: they hate to pay out. Why? Because it eats into their profits. The less they pay, the more profit they make!
This is why you need us at Villarreal Law Firm to fight them on your behalf. They employ expensive lawyers who only have one job to do, and that is to reduce your claim to the absolute minimum. In a nutshell, you can’t fight them on your own and expect to win, so you need us to do that for you.
The best bit? Our services are completely FREE until, or unless, we get you the compensation that you deserve! With our law office right here in Brownsville, we’re super convenient to folks in South Texas.