Texas residents have probably filed various types of insurance claims. There are claims for life insurance, health insurance, and flood insurance.
The experience might have been challenging at times, but they got through it. Great! But we’d like to explain why personal injury claims are different.
First, it’s not the individual filing a claim with their own insurance company. Several insurance companies might be involved: your insurance, the other participants insurance, or several commercial entities. Filing a personal injury claim is much more complex than most Texans realize. So, don’t let your ego take control of the steering wheel and handle a personal injury case alone. Because no matter what you think you know, there is always some detail in a personal injury claim that can become a costly mistake if you miss it.
So the question is: How much to ask for in a personal injury settlement? The general rule is to ask for at least 75% more than you think. Because insurance adjustors are skilled in the art of haggling down a claim. In addition, there are things the claimant doesn’t think about at the time. They may have to undergo physical therapy for longer than expected. Or they downplay injuries and then seek medical help to find they need more care. There are also mental health damages to consider. One might ignore them until they begin to experience panic attacks, PTSD, and depression. That can impact the ability to work and enjoy life.
Missing who is at fault for a personal injury accident in the RGV is also a giant loss. As we noted, several entities could be involved in the accident. This includes a car or boat manufacturer, city, or county. But how would an individual know this if they didn’t know to do thorough research?
There are some things only a skilled personal injury lawyer understands. Whether the accident occurs at a workplace, on the street, or on the water, our team will investigate the incident and ensure that all parties involved pay their fair share to compensate the injured fully.
Legal Reader has a post describing the common mistakes victims make when filing a personal injury claim. There is a lot to consider when filing a personal injury claim!
Settle out of court, but don’t settle for less!
The Law Dictionary notes that 95% of personal injury lawsuits settle out of court. And we know exactly how much to ask for in a personal injury settlement. Although we do our best to get an insurance company to pay quickly, sometimes we might have to go to court. And when that happens, our Brownsville, Texas team is always prepared to fight for fair compensation for a personal injury claim. And that requires ensuring we have covered everyone responsible for the injuries. The goal is to maximize the settlement to ensure victims receive every penny needed to recover and go on to live their best life!
